Have you ever encountered fraud from online shopping? If you’ve been a victim, these tips might just be what you need to scale through your next online shopping. However, you don’t have to be the victim before you have these tips at hand.
Online shops are rising daily, and scammers are on the increase. With reviews from customer experiences on Reviewsbird, you will understand quite well why customer protection is necessary while shopping online. For you to have a smooth online shopping experience, you need to have information on how to identify fraudulent activities, and what to do next.
Not every website allows customers to leave reviews. That notwithstanding, hackers/ scammers can also provide reviews and such activities can make one believe they are valid. A good way is to verify the reviews on a site. You can check these easy home links reviews and see what you can find.
Now, here are tips that have been gathered for you to protect yourself from online shopping scams. Follow these professional tips keenly:
- Use a credit card rather than a debit card
To ensure that shopping safely is guaranteed, use credit cards. For payment purposes, credit cards are more secure than debit cards. There are chips installed on credit cards that may not allow scammers to steal vital information from them.
Unlike credit cards, debit cards, if stolen, can give access to your bank accounts and withdrawal can be made without your notice.
- Avoid using the same password for all your accounts
While it is good to have unique and strong passwords and usernames for all your online accounts, don’t use the same passwords. As much as you can, avoid using the same passwords for online activities because if the password is revealed, scammers can use it to gain access to your accounts.
- Be wary of “Too good to be true” items
Before you shop, observe. If the items are appearing way cheaper than they should be, it is most likely a scam. Scammers use overly cheap goods as bait to lure people into patronizing and making payments which may later end up being a scam.
Don’t be in a hurry when checking for stores online. Check the website well and the website’s URL to be sure it is not misspelled and that it is genuine. A misspelling can show that it is not real. Lastly, before making payments, ensure that the checkouts are secure.
- Don’t use free Wi-Fi in public places
Wi-Fi can reveal personal information such as passwords, lists of accounts, contacts, etc, on your phone. Today, it has been detected that hackers can have full access to your device when you connect to WiFi in public places. Also, don’t put on your hotspot for another device to connect, as your information is not also safe via this.
- Monitor closely your credit card activity
Check through your statement of account intuitively for any suspicious billing. Request that each purchase payment sends an alert so that a scam can be revealed.
The tips above can get you secured from online shopping scams, however, online fraud cannot be totally avoided. This is why having a personal insurance agent is advisable to shield your finances, your family, and your information from scammers.